Binghamton Parents: If Your Child Suffers a Personal Injury, Do You Know What to Do? 

When your child gets hurt, and it's not just a scrape or a bruise—it's hard to calm down. You're worried and stressed to the point you’re losing sleep over it. How will you cover medical bills? What if the injury affects their future? And what if someone else is to blame? 

Providing compassionate legal support to Binghamton families for decades, the personal injury lawyers at Horn Wright, LLP, know how overwhelming this can be, and we’re here to fight for you and your child every step of the way.  

We understand the challenges households face after an accident. As a trusted legal counsel, we make sure you receive fair compensation. 

The Hard Truth About Fighting for Your Injured Child’s Rights 

Filing a personal injury claim for your child isn’t as simple as it sounds. These cases come with extra legal hurdles, and one mistake could jeopardize their future. You need to be prepared for what’s ahead. 

Why Insurance Adjusters Don’t Have Your Best Interests in Mind 

Insurance adjusters might act friendly, but don’t be fooled—they work for the insurance company, not for you. Their goal? Settle your claim fast and for as little as possible. They might pressure you into accepting a lowball offer, hoping you won’t realize how much your child’s care will really cost. Don’t let them take advantage of you. 

How a Mistake Could Cost Your Family Thousands 

One wrong move could mean missing out on the compensation your child needs.  

Miss a deadline? You could lose your right to sue. Accept an offer too soon? You might be stuck paying for future medical expenses on your own.  

In New York, any settlement involving a minor must be court-approved. If it’s not handled properly, you could be back at square one, facing delays and extra costs. 

Why Fighting for a Child’s Injury Claim is a Battle Like No Other 

When a child is hurt, the law treats their case differently than an adult’s. That’s why it’s important to understand what makes these claims unique and how to build the strongest case possible. 

Proving Negligence When a Child Is Injured 

Holding someone accountable for your child’s injury isn’t always easy.  

Was a daycare negligent? Did a driver fail to follow the rules of the road? Maybe a property owner didn’t fix a dangerous hazard.  

Every situation is different, but proving negligence means gathering evidence, consulting experts, and showing exactly how someone’s carelessness caused your child’s harm. 

Why Some Claims Are Denied (and How to Fight Back) 

Insurance companies deny claims all the time. They might argue the injury wasn’t serious, blame your child for what happened, or claim there’s not enough proof. Don’t let them shut you down. Here’s how you fight back: 

• Document Everything: Keep medical records, photos of injuries, accident reports, and anything else that proves what happened. Even small details can make a big difference.  
• Get Expert Opinions: A pediatric specialist or accident expert can confirm the severity of injuries and predict future medical needs. Studies show expert testimony can significantly impact case outcomes.  
• Hire an Attorney: An experienced Binghamton law firm knows how to push back against insurance companies, appeal denials, and take your case to court if needed.  

The Court Has the Final Word—And It Might Not Be What You Expect 

You might think once a settlement is reached, it’s a done deal. But in New York, the court has to approve any settlement involving a minor. If it doesn’t pass their review, you’re back to square one. 

What Judges Look for Before Approving Settlements 

Judges want to make sure your child isn’t getting shortchanged. Here’s what they consider: 

• Is the compensation fair? The settlement has to cover current and future medical expenses, therapy, and any other costs your child might face. 
• Is the money protected? Many settlements are placed in a structured account or trust so your child can access it when they’re older. This ensures the funds are used for their benefit.  
• Are legal fees reasonable? The court reviews attorney fees to make sure they’re fair and don’t eat up too much of your child’s settlement.  

What Happens if a Settlement Is Rejected? 

If a judge says no, it’s back to the drawing board. You might need to negotiate a higher settlement, present more evidence, or restructure how the money is handled.  

Working with local legal practitioners can help ensure your case is handled correctly from the start. The journey can be frustrating at one point, but it’s all about making sure your child’s financial future is secure. 

Hire Horn Wright, LLP, to Protect Your Child’s Rights

Experienced Binghamton personal injury lawyers can make all the difference in getting the best possible outcome for your family. Trust a firm that’s been recognized as one of the best law firms in America. Trust us at Horn Wright, LLP. 

Ready to get started? Contact our Binghamton law office to schedule your free, no-obligation consultation.