Biggest Lies About Personal Injury Cases in Buffalo

Think the Insurance Company Will Take Care of You? Think Again.

You’ve been in an accident. You’re hurting, stressed, and wondering how you’re going to pay for everything. The insurance company calls, sounding sympathetic. Maybe they even tell you they’re here to help. Don’t buy it.

The personal injury lawyers at Horn Wright, LLP, have seen firsthand how victims are offered a lot less than they deserved. As a trusted law firm in Buffalo protecting people’s rights, we fight tirelessly to ensure you’re getting fair compensation. 

How Insurance Companies in Buffalo Lowball Injury Victims

Insurance companies aren’t in the business of helping you—they’re in the business of making money. And they’ll use every trick in the book to pay you as little as possible.

• Delaying Claims: They know you need money fast, so they stall. Weeks turn into months, and suddenly, you’re desperate enough to accept anything. Insurers are supposed to respond within 15 business days, but that rarely happens.
• Requesting Recorded Statements: A friendly adjuster asks for your side of the story. Seems harmless, right? Wrong. They’re fishing for anything they can twist to blame you, reducing what they owe you. Even a simple “I didn’t see them coming” could be used against you.
• Offering Quick, Low Settlements: The first offer is almost always a joke. The insurer hopes you take their lowball offer before realizing how much your claim is actually worth.

Here’s the truth: The insurance company is not your friend. They’re protecting their bottom line, not your future. A Buffalo car accident lawyer knows their tactics and can stop them from taking advantage of you.

Thinking of Handling Your Case Alone? That Could Be the Costliest Mistake of Your Life!

Maybe you’re thinking, “I can handle this. It’s just a claim.” But here’s the thing—insurance companies love dealing with unrepresented victims. Why? Because they know they can take advantage of you.

How Going Solo Could Cost You Thousands in Lost Compensation

If you try to handle your claim without a lawyer, you risk:

• Underestimating Your Claim’s Value: Most people don’t realize they can get compensation for future medical bills, lost wages, pain and suffering, and even emotional distress. Studies show unrepresented victims settle for less than those with attorneys. That’s money you’ll never get back.
• Missing Deadlines: In New York, you generally have three years to file a personal injury claim, but there are exceptions. Miss the deadline, and you’re out of luck—forever.
• Falling for Insurance Tactics: Adjusters use sophisticated software to justify lowball offers. If you don’t know how to challenge their calculations, you could leave tens of thousands of dollars on the table.

With strong injury claim representation, you can level the playing field and fight for what you’re actually owed. 

Worried About a Court Battle? Here’s the Truth About Personal Injury Trials!

Nobody wants to go to trial. It sounds stressful, expensive, and time-consuming. But guess what? Most cases never make it to court.

Most Cases Settle, but Here’s When You Should Fight in Court

• When the Insurance Company Won’t Play Fair: If they refuse to offer enough to cover your medical bills, lost income, and suffering, going to trial might be the best way to get what you deserve.
• If Liability is Disputed: If the other driver’s insurance is blaming you for the accident, a trial may be necessary to prove the truth. Police reports, medical records, and expert testimony can make all the difference in court.
• When Your Injuries Are Severe: The more serious your injuries, the more money is at stake. Medical bills for severe injuries often exceed $100,000 and insurance companies will fight hard to avoid paying that.

Having car crash legal help ensures you won’t be pressured into a lowball settlement just to avoid court.

Think You Get Nothing if You Were Partly at Fault? That’s a Lie!

Lots of people assume that if they were even a little bit at fault, they can’t get compensation. That’s just not true.

How New York’s Laws Still Allow You to Get Paid

New York follows a “pure comparative negligence” system, which means:

• Even if you were mostly at fault, you can still recover money. Let’s say you were 60% responsible for an accident. You can still recover 40% of your damages. That could mean thousands of dollars in your pocket instead of nothing.
• Your compensation is reduced by your level of fault. If your damages total $100,000 and you’re found 30% at fault, you’d still receive $70,000. That’s a huge amount of money you don’t want to walk away from.

The bottom line? Don’t assume you have no case just because you share some blame. A workplace injury attorney can evaluate your case and help you understand your rights.

Personal Injury Claims Aren’t Just About Money—They’re About Justice!

Money matters, but your case is about more than just a check. It’s about holding people accountable and making sure this doesn’t happen to someone else.

Holding Negligent People Responsible in Buffalo

• Exposing Dangerous Behavior: Reckless drivers, negligent business owners, and careless property managers should face consequences. Legal action forces them to change. 
• Forcing Companies to Improve Safety: When businesses know they could be sued, they take safety more seriously. OSHA found that workplace injuries dropped in industries facing frequent lawsuits.
• Giving You Closure: Standing up for yourself can be empowering. Studies show that pursuing justice helps trauma survivors regain control and find peace.

If you’re dealing with a medical malpractice lawsuit or any case involving negligence, taking action isn’t just about compensation—it’s about preventing future harm.

Contact our office today to get your free consultation with one of our Buffalo personal injury attorneys. Take the first step to justice with one of the best law firms in America.