Injured in a Car Crash in Buffalo? Don’t Let Someone Else’s Mistake Ruin Your Future

Car accidents happen in a flash. As a passenger, you had no control over what happened, yet you’re stuck dealing with the aftermath—medical bills, lost wages, and stress you never asked for. 

The personal injury lawyers at Horn Wright, LLP, can handle the legal battle for you. Our trusted Buffalo law firm has been fighting for the rights of road accident victims for decades. We can win your case, too. 

Are You Getting Screwed Out of the Money You Deserve as an Injured Passenger?

You probably assume insurance will cover your injuries. But here’s the ugly truth—insurance companies don’t want to pay you what you’re owed. They’ll twist words, delay claims, and lowball settlements to protect their bottom line. You need to know your rights before they take advantage of you.

Liability Considerations for Passengers

Passengers rarely cause crashes, which means someone else is responsible for your injuries. Liability could fall on:

• The Driver of Your Vehicle – If they were speeding, distracted, or reckless, their insurance should pay.
• Another Motorist – If another driver hit your car, their policy should cover your injuries.
• Third Parties – A defective vehicle or bad road conditions? The manufacturer or government agency could be on the hook.

Knowing who's responsible is key to getting New York injury compensation. Don’t assume you have to pay for this yourself—you don’t.

How Fault Can Lower or Even Destroy Your Claim

New York uses pure comparative negligence, meaning if you're found partially responsible, your payout drops. Didn’t wear a seatbelt? That could reduce your compensation. Got into a car with a reckless driver? That might be used against you too.

This is why having the right car crash legal representation is crucial. You need someone who knows how to fight back.

Who’s Responsible for Your Injuries? Don’t Let Them Get Away with It!

If you’re hurt, someone needs to pay for it—but who?

Suing the At-Fault Driver – Even If It’s Someone You Know

You can file a claim against the driver of the car you were in, even if they’re a friend or family member. The claim goes through their insurance, not their pocket.

Other Parties That Could Be Liable

• Vehicle Manufacturers – If faulty brakes or airbags made your injuries worse, they could be responsible.
• Government Agencies – Bad roads, missing signs, or malfunctioning traffic lights? The city or state might owe you.
• Employers – If the at-fault driver was on the job, their company could be liable under workplace injury claims laws.

Insurance Companies Are Not on Your Side—Here’s How They’ll Try to Cheat You!

Insurance adjusters are trained to sound sympathetic, but don’t be fooled. Their job is to pay you as little as possible.

Common Insurance Tactics to Watch For

• Lowball Offers – Quick settlements that don’t cover all your damages.
• Recorded Statements – Anything you say can and will be used against you.
• Delay Tactics – They hope you’ll get desperate and take less than you deserve.

Who Pays Your Medical Bills? Don’t Let the System Leave You Broke!

New York has No-Fault insurance, meaning your medical bills should be covered—up to a point. Here’s where the money comes from:

• The Car You Were In – The driver’s insurance pays first.
• Your Own Auto Policy – If you have insurance, it may cover additional expenses.
• The At-Fault Driver’s Insurance – If your injuries are severe, you can go after their policy.

If the bills keep piling up, you may need a medical malpractice attorney to ensure you're not left drowning in debt due to denied care.

Injured With Multiple Passengers? Will There Be Enough to Go Around?

If multiple passengers are injured in the same crash, they all have to split the available insurance money. That means if there’s not enough coverage, you could end up with less than you need.

This is why identifying every possible source of compensation is critical.

Fighting for Every Dollar—How Buffalo Passengers Can Maximize Their Compensation!

You didn’t ask for this, but now you’ve got to fight for what’s rightfully yours. The key? Knowing what you can claim and acting fast.

What Compensation Can You Recover?

Passengers can recover damages for:

• Medical Expenses – Immediate and long-term care, surgeries, therapy, prescriptions.
• Lost Wages – If you missed work, you should be compensated.
• Pain and Suffering – The physical and emotional toll matters.
• Future Expenses – Ongoing treatments? Disability? That needs to be factored in.

You Don’t Have Forever—Time Is Running Out to File Your Claim!

New York law gives you three years from the accident date to file a claim. But if a government entity is involved, you could have as little as 90 days to take action.

Horn Wright, LLP—The Legal Team Buffalo Passengers Trust to Get Justice

You’ve got enough to deal with—don’t try to fight the insurance companies alone. The Buffalo personal injury attorneys at Horn Wright, LLP, specialize in helping injured passengers get the compensation they deserve. 

As one of the best law firms in America, we don’t back down. Whether it’s negotiating with insurance adjusters or taking your case to court. 

So, if you’re ready to get started, let’s talk. No upfront costs, no obligations—just real answers about your case. Call us today for your free consultation.