Financial & Banking Transaction Attorneys 

The Legal Backbone of Financial & Banking Contracts 

New York’s financial world moves fast, and every transaction depends on a rock-solid contract. Whether it’s a loan, an investment, or a major merger, the right legal agreements protect banks, investors, and businesses from financial loss and regulatory trouble. One weak clause? It can mean lawsuits, compliance violations, or devastating financial hits. 

When it comes time to drafting financial contracts you’ll want a law firm that puts its time and focus on what’s important to your success: 

• Regulatory Compliance Failures: Breaking SEC, FINRA, or CFPB rules can cost millions in fines. 
• Lending Disputes: Vague loan terms can lead to defaults and courtroom battles. 
• Investment Fraud & Liability: Without airtight agreements, investors can lose big. 

New York’s financial institutions need a proactive legal strategy—one that doesn’t just meet regulations but actually safeguards financial interests. At Horn Wright, LLP, our transaction attorneys are ready to help you get the right contracts in place, avoid unnecessary risks, and set the stage for lasting success. 

Loan Agreements & Credit Facilities—Structuring Secure Lending Deals 

Lending is at the heart of the financial scene, but without clear agreements, it’s a gamble. Poorly written loan contracts can mean defaults, disputes, and financial chaos. Strong agreements spell everything out, keeping lenders protected and borrowers accountable. 

Our attorneys at Horn Wright, LLP, are ready to go through the details to make sure you have all the elements of a strong loan agreement: 

• Secured vs. Unsecured Loans: Setting clear collateral terms to minimize lender risk. 
• Loan Covenants & Default Provisions: Protecting lenders if borrowers run into trouble. 
• Syndicated Lending & Intercreditor Arrangements: Keeping multi-lender deals organized and enforceable. 

When loan contracts are clear and enforceable, financial institutions avoid costly defaults and streamline recovery. That’s where the experienced team at one of the best law firms in America comes in. We make sure agreements are structured to balance risk while keeping business relationships strong. 

Investment & Private Equity Contracts—Protecting Capital & Returns 

For investors and private equity firms, the right contracts make all the difference. A weak agreement? That can mean shareholder conflicts, valuation disputes, or financial losses that nobody saw coming. From the start we look to make sure you have the key protections that should be found in any investment contracts: 

• Venture Capital Term Sheets & Investment Agreements: Locking in fair, transparent deal terms. 
• Equity Financing & Convertible Notes: Outlining shareholder rights and exit strategies. 
• Shareholder Agreements: Preventing power struggles over voting rights, profits, and decision-making. 

A well-drafted investment contract doesn’t just protect capital: it helps investors secure favorable terms and avoid unnecessary risks. In New York’s high-stakes market, that’s a must. 

Regulatory Compliance—Avoiding Costly Fines & Legal Trouble 

Regulations in the financial world aren’t just complicated, they’re constantly changing. One misstep can lead to fines, legal trouble, and even operational shutdowns. Staying ahead of compliance laws is the only way to keep institutions secure. 

Biggest compliance risks in financial transactions: 

• SEC, FINRA, & CFPB Rules: Breaking these regulations can lead to massive penalties. 
• Anti-Money Laundering & Know Your Customer (KYC) Laws: Verifying clients properly to prevent fraud. 
• Cryptocurrency & Fintech Regulations: Navigating the evolving legal landscape of digital finance. 

A strong compliance program doesn’t just prevent fines—it builds confidence with regulators, investors, and clients. With expert legal guidance, firms can stay ahead of the curve and avoid legal headaches. 

Commercial Real Estate & Development Financing—Locking in Secure Deals 

New York’s real estate market is one of the most lucrative in the world, but financing major projects comes with risk. Poorly written agreements can mean delays, financial losses, or disputes over ownership and control. We take a top-down approach to make sure you’re covered from all angles, making sure to focus on the important legal aspects of any real estate financing: 

• Mezzanine Financing for Development Projects: Structuring subordinated debt to attract investment. 
• Loan Workouts & Debt Restructuring: Developing strategies for distressed assets and defaulted loans. 
• Asset-Based Lending: Securing lender rights through collateral-backed agreements. 

When real estate financing is done right, lenders stay in control while minimizing market volatility risks. Our experienced commercial litigation attorneys will help you reach those goals, succeed, and avoid costly courtroom battles from poorly drafted documents. 

Mergers & Acquisitions in Financial Services—Avoiding Costly Mistakes 

Mergers and acquisitions require airtight legal planning. Rushing into a deal without due diligence? That can mean unexpected liabilities, regulatory hurdles, or costly post-merger disputes. 

A well-planned M&A strategy protects buyers and sellers from post-deal surprises. With expert legal oversight, financial institutions can navigate high-stakes transactions with confidence. 

The Legal Team That Protects the Financial Sector 

In the fast-paced world of finance, contracts aren’t just formalities—they’re the backbone of financial security. A single bad clause can mean lawsuits, fines, or financial disaster. 

At Horn Wright, LLP, we specialize in financial services law, helping banks, investors, and financial institutions craft strong, enforceable contracts. From regulatory compliance to high-value M&A deals, we provide the legal expertise needed to secure transactions and mitigate risk.  

Contact us today to protect your financial interests and ensure long-term success in New York’s competitive market.