Working a Gig in Manchester? One Injury Could Ruin Everything

Here’s How to Protect Yourself

Gig work gives you freedom. You call the shots, pick your hours, and hustle on your terms. But let’s be real—one injury can turn your life upside down fast. A personal injury attorney can help you figure out your next steps and fight for the compensation you deserve. No paycheck. No employer benefits. No safety net. So what happens if you get hurt on the job? Who’s got your back?

That’s where we come in. You need strong legal representation, so why not hire one of the best law firms in America? Our team knows how to fight back against big gig companies and win. At Horn Wright, LLP, we help gig workers—rideshare drivers, delivery workers, freelancers, and independent contractors—fight for what they deserve. You don’t have to go through this alone. We’re here to make sure you get paid, get medical care, and get justice.

Forced to Work in Unsafe Conditions? Manchester Gig Workers Can Fight Back

Gig companies care about one thing—profits. Your safety? Not so much. If you’ve been pushed to work in risky conditions, you’re not alone. Tight delivery deadlines, poorly maintained workspaces, and defective equipment can put you in danger. Just because you’re labeled an “independent contractor” doesn’t mean you have to accept the risk. A Manchester attorney can assess your case and determine if you have legal options beyond what the gig company tells you.

• Injured because of unsafe conditions? You could have a claim. New Hampshire law says businesses and property owners must keep workplaces safe. If you got hurt because of faulty equipment, a hazardous environment, or someone else’s negligence, you might be able to sue.
• Hit by a reckless driver? Their insurance should pay. New Hampshire follows an at-fault insurance system, meaning if someone else caused your accident, their policy covers your medical bills, lost wages, and pain and suffering.
• Think you’re misclassified as an independent contractor? You could get more benefits. The New Hampshire Department of Labor looks at how much control a company has over your work. If you’re more like an employee than a freelancer, you could be owed workers’ comp.

Your health and safety should come first. Don’t let a company cut corners and leave you paying the price.

Who Covers Your Medical Bills After a Gig Job Injury in Manchester?

Medical bills pile up fast. If you don’t have employer-provided insurance, who’s paying? The answer depends on how you were hurt.

• Personal Injury Claims: If someone else caused your injury—like a reckless driver—you can file a claim against their insurance. New Hampshire law requires drivers to carry at least $25,000 in bodily injury coverage per person.
• Company Insurance: Some gig platforms offer limited injury coverage, but the fine print can be tricky. Uber insurance, for example, provides up to $1 million in liability insurance—but only while you’re on an active trip.
• Your Own Insurance: Health insurance might cover some costs, but deductibles and co-pays could still leave you with major bills.
• Workers’ Comp (If Eligible): If you’re misclassified, you might qualify for workers’ compensation. New Hampshire law says if a company controls your schedule and work methods, you could be legally considered an employee.

Don’t let medical bills keep you from getting the care you need. There are ways to fight back and get covered.

Lost Pay? No Paycheck? Manchester Gig Workers Can Still Prove Lost Income

When you’re hurt and out of work, you’re losing money every day. No sick leave. No disability benefits. But that doesn’t mean you can’t get paid for what you’ve lost. A Manchester personal injury attorney can help you prove your lost income and make sure you’re not left struggling financially. Even without a traditional paycheck, you can prove your lost income.

How Industry-Specific Pay Averages Can Help Your Case

Gig work isn’t predictable, but legal teams know how to calculate what you should’ve been making.

• Bank statements and tax records show your earnings. Deposits from gig apps and 1099 tax forms paint a picture of your typical income.
• App-based work logs track completed jobs. Uber, Lyft, and delivery platforms keep records of your past trips, proving your usual workload.
• Economic experts estimate future losses. They analyze local gig worker earnings and demand trends to show how much income you’ve missed.

You work hard. If an injury takes that away, you deserve to get paid.

Think Gig Workers in Manchester Can’t Get Workers’ Comp? You Need to Read This

Gig companies love calling you an “independent contractor” to dodge paying benefits. But that doesn’t mean you actually are one under New Hampshire law. If they control your work, you might be eligible for workers’ comp.

State-Specific Rules for Independent Contractors

New Hampshire looks at multiple factors when deciding if you’re really an independent contractor:

• Does the company control your schedule? If you have to work certain hours or accept a minimum number of gigs, that’s a red flag.
• Do they set strict rules? If the company enforces detailed guidelines—like where to pick up passengers or how to make deliveries—you might be misclassified.
• Do they provide equipment? If they give you tools, vehicles, or require specific work methods, they might be treating you like an employee.

If the company has too much control over how you work, you might qualify for workers’ comp—even if they say otherwise.

Hurt While Driving for Uber, DoorDash, or Instacart in Manchester? You Could Be Owed More Than You Think

Rideshare and delivery drivers take serious risks every time they hit the road. If you get into an accident, you need to know what’s covered—and what’s not.

• Uber and Lyft insurance only applies in specific situations. If you’re waiting for a ride request, coverage is limited. But if you’re actively transporting a passenger, you could be covered up to $1 million.
• DoorDash and Instacart offer limited accident insurance. DoorDash provides up to $1 million in liability coverage, but only if you’re in the middle of a delivery.
• If another driver caused the crash, their insurance should pay. Since New Hampshire follows an at-fault system, the responsible driver’s insurance should cover your injuries and lost income.

Gig companies make it tough to claim benefits. But you don’t have to take their word for it—an attorney can help you fight for the compensation you deserve.

Injured and Out of Options? Think Again—We’ll Fight for You

Injured at a gig job in Manchester? Horn Wright, LLP, fights for gig workers who deserve fair compensation. Our personal injury attorneys know how to take on big gig companies and insurance providers to get you the best possible outcome. 

Contact us today for a free consultation, and let’s get you the justice you deserve.